Head to head
| Payhip | Gumroad | |
|---|---|---|
| Monthly fee | $0 / $29 / $99 | $0 |
| Platform fee | 5% / 2% / 0% | 10% + $0.50 (direct); 30% (Discover) |
| Card processing | Stripe/PayPal standard rates on top | 2.9% + $0.30 or PayPal fees on top (direct sales) |
| Tax | Handles EU/UK VAT and US/Canadian sales tax | Merchant of record; handles sales tax/VAT |
| Features by plan | All features on every plan | One plan |
| Marketplace | None | Gumroad Discover (30% fee) |
Official sources, checked Nov 2026. Payhip · Gumroad · Gumroad help. Prices in USD unless shown otherwise. Vendors change pricing, so confirm on their site before buying.
Cost at different volumes
Payhip is cheaper at every volume in these examples. The Plus plan beats Free once monthly sales exceed about $967 (where 3% saved = $29); Pro beats Plus once sales exceed $3,500/month.
Payhip
Best for keeping more per saleFree + 5%, $29/mo + 2%, or $99/mo + 0%
- Same features on every plan, no feature-gating
- Handles EU/UK VAT and US/Canada sales tax
- Immediate payouts after a sale
- Stripe/PayPal fees apply on top of Payhip's %
- 5% on the free plan adds up at volume
Gumroad
Best for marketplace exposureNo monthly fee; 10% + $0.50 per sale
- No monthly fee, you pay only when you sell
- Merchant of record. Gumroad handles sales tax/VAT
- Optional marketplace exposure
- 10% + $0.50 plus card processing gets expensive as sales grow
- Marketplace sales cost 30%
- Less control over storefront design than site builders
Payhip, unless you depend on Gumroad’s marketplace
Payhip’s free plan alone halves Gumroad’s platform fee, every feature is included, and VAT/sales tax are handled. Gumroad’s edge is Discover and being a full merchant of record.
Frequently asked questions
Is Payhip cheaper than Gumroad?
Yes in our examples at every volume. Payhip Free charges 5% vs Gumroad’s 10% + $0.50, and both add payment processing.
When should I upgrade Payhip plans?
Plus ($29 + 2%) beats Free above about $967/month in sales; Pro ($99, 0%) beats Plus above $3,500/month.
Does Payhip handle VAT?
Payhip says it handles EU and UK VAT and US and Canadian sales tax.
Keep comparing
Gumroad alternatives with lower fees
Gumroad is simple, but 10% + $0.50 per sale, plus card processing, is expensive once you sell regularly. These alternatives keep more of each sale.
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Gumroad costs nothing until you sell; Stan costs $29 a month but takes nothing from sales. The right choice comes down to volume, and how you sell.
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